By accessing or using this website and its services (the “Services”), including but not limited to educational content, live chat, courses, and downloadable materials, you agree to be bound by these Terms. If you do not accept these Terms, you must not use the Site.
2. Eligibility
You must be at least 18 years of age to use our Services. By subscribing, you represent and warrant that you are legally capable of entering into a binding agreement and that all information provided is accurate and truthful.
3. Educational Purpose Only
Lux Exchange provides educational content only. We are not licensed financial advisors, brokers, or dealers. All trade ideas, strategies, overlays, and related content are for informational purposes only and do not constitute investment advice.
You are solely responsible for your trading decisions. Past performance is not indicative of future results. Always consult a licensed professional before investing.
4. Trademark Disclaimer
Lux Exchange is an independent educational platform and is not affiliated with Luxury Asset Capital, LLC or any pawn-related financial service operating under a similar name. Our services fall strictly under Class 041 (Education/Training), and any similarity in naming is purely coincidental and non-infringing.
5. Subscriptions and Billing
Lux Exchange operates on a 28-day recurring billing cycle. By subscribing, you authorize us to charge your payment method on a recurring basis unless you cancel. All fees are billed in U.S. dollars.
6. Payments
We accept:
Debit Cards
PayPal
Cryptocurrency
By submitting payment details, you authorize us to process charges through your selected method. We reserve the right to cancel or reverse a transaction if we suspect any violation of law or these Terms.
7. Refund Policy
Goods sold on our Site are non-refundable. Services may be refunded (less processing fees) if cancelled within 72 hours of purchase.
8. Live Chat & Community Conduct
You agree not to post abusive, illegal, obscene, or misleading content during live sessions or community interactions.
Lux Exchange reserves the right to moderate, remove content, and ban users without refund for violating conduct.
9. Intellectual Property
All materials — videos, strategies, overlays, documents, and branding — are owned by Lux Exchange or its licensors and protected by copyright/trademark laws. You may not reproduce, redistribute, or share content without written permission.
10. Acceptable Use
You agree not to:
Harass or harm others
Infringe on any user’s rights
Violate intellectual property
Hack or impersonate another user
Use the Site for fraudulent purposes
Violators may be suspended or banned without notice.
11. Limitation of Liability
To the fullest extent permitted by law, Lux Exchange and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use our Services.
12. Disclaimer of Warranties
Services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee accuracy, availability, or uninterrupted access.
13. Indemnity
You agree to indemnify and hold harmless Lux Exchange and its owners, employees, and affiliates from any claims, losses, or legal fees arising out of your use of the Site or your breach of these Terms.
14. Consumer Protection Law
Where consumer protection laws apply and cannot be excluded, these Terms will be interpreted subject to those laws. In case of conflict, the mandatory provisions will prevail.
15. International Use
We welcome global users, but it’s your responsibility to comply with your local laws, including any financial regulations or restrictions.
16. Severability
If any part of these Terms is found to be invalid or unenforceable under applicable law, the rest of the Terms shall remain valid and enforceable.
17. Modifications
We may update these Terms at any time. Updates will be posted to this page, and continued use after changes means you accept the new Terms.
18. Governing Law
These Terms are governed by the laws of the State of Georgia, USA. Legal disputes must be brought in state or federal courts located in Georgia.
This Privacy Policy explains how we collect, use, disclose, and protect your personal information
when you visit our website or use any of our services, including our educational content,
subscription plans, live chat, and community features.
By using our site, you agree to the terms of this Privacy Policy.
2. Information We Collect
a. Personal Information
Name, email address, billing address
Payment method (processed securely via Stripe, we do not store card numbers)
Account login credentials
Any info you provide during registration, checkout, support, or community chat
b. Automatically Collected Data
IP address, browser type, device type
Pages visited, links clicked, time spent on site
Referring URLs or traffic sources (gathered via cookies, analytics tools, and server logs)
3. How We Use Your Information
We use your information to:
Deliver and personalize our educational content
Process transactions and manage subscriptions
Provide customer support
Monitor performance and improve our services
Send important service emails (e.g., billing reminders, system updates)
Comply with legal obligations
We do not sell, rent, or trade your personal information to third parties.
4. Cookies & Tracking Technologies
We use cookies and similar tools to:
Keep you logged in
Track site performance and user behavior
Personalize your experience
You can disable cookies in your browser, but the site may not function properly without them.
5. Payment Processing
All payments are securely processed via Stripe. We do not store or have direct access to your full credit card number or CVV.
Stripe handles encryption and PCI-compliance.
6. Data Sharing
We only share your data with:
Service providers (e.g., Stripe, email tools) necessary to operate the platform
Legal authorities if required to comply with law or protect our rights
7. Your Rights
Depending on your location, you may have the right to:
We use secure hosting, encryption, and access control to protect your data. However, no online system is 100% secure, so we encourage you
to protect your passwords and log out after use.
9. International Users
We are based in the United States but welcome users from around the world. If you are accessing our services from outside the U.S.,
you acknowledge your data may be transferred to and processed in the U.S. under U.S. privacy laws.
10. Children’s Privacy
Our services are not intended for users under 18. We do not knowingly collect data from minors. If we learn a child has provided personal info,
we will delete it.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be posted here,
with an updated effective date.
12. Contact Us
If you have questions about this Privacy Policy, please email:
[email protected]