1. Acceptance of Terms

By accessing or using this website and its services (the “Services”), including but not limited to educational content, live chat, courses, and downloadable materials, you agree to be bound by these Terms. If you do not accept these Terms, you must not use the Site.

2. Eligibility

You must be at least 18 years of age to use our Services. By subscribing, you represent and warrant that you are legally capable of entering into a binding agreement and that all information provided is accurate and truthful.

3. Educational Purpose Only

Lux Exchange provides educational content only. We are not licensed financial advisors, brokers, or dealers. All trade ideas, strategies, overlays, and related content are for informational purposes only and do not constitute investment advice.

You are solely responsible for your trading decisions. Past performance is not indicative of future results. Always consult a licensed professional before investing.

4. Trademark Disclaimer

Lux Exchange is an independent educational platform and is not affiliated with Luxury Asset Capital, LLC or any pawn-related financial service operating under a similar name. Our services fall strictly under Class 041 (Education/Training), and any similarity in naming is purely coincidental and non-infringing.

5. Subscriptions and Billing

Lux Exchange operates on a 28-day recurring billing cycle. By subscribing, you authorize us to charge your payment method on a recurring basis unless you cancel. All fees are billed in U.S. dollars.

6. Payments

We accept:

• Debit Cards
• PayPal
• Cryptocurrency

By submitting payment details, you authorize us to process charges through your selected method. We reserve the right to cancel or reverse a transaction if we suspect any violation of law or these Terms.

7. Refund Policy

Goods sold on our Site are non-refundable.
Services may be refunded (less processing fees) if cancelled within 72 hours of purchase.

8. Live Chat & Community Conduct

You agree not to post abusive, illegal, obscene, or misleading content during live sessions or community interactions.

Lux Exchange reserves the right to moderate, remove content, and ban users without refund for violating conduct.

9. Intellectual Property

All materials — videos, strategies, overlays, documents, and branding — are owned by Lux Exchange or its licensors and protected by copyright/trademark laws. You may not reproduce, redistribute, or share content without written permission.

10. Acceptable Use

You agree not to:

• Harass or harm others
• Infringe on any user’s rights
• Violate intellectual property
• Hack or impersonate another user
• Use the Site for fraudulent purposes

Violators may be suspended or banned without notice.

11. Limitation of Liability

To the fullest extent permitted by law, Lux Exchange and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use our Services.

12. Disclaimer of Warranties

Services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee accuracy, availability, or uninterrupted access.

13. Indemnity

You agree to indemnify and hold harmless Lux Exchange and its owners, employees, and affiliates from any claims, losses, or legal fees arising out of your use of the Site or your breach of these Terms.

14. Consumer Protection Law

Where consumer protection laws apply and cannot be excluded, these Terms will be interpreted subject to those laws. In case of conflict, the mandatory provisions will prevail.

15. International Use

We welcome global users, but it’s your responsibility to comply with your local laws, including any financial regulations or restrictions.

16. Severability

If any part of these Terms is found to be invalid or unenforceable under applicable law, the rest of the Terms shall remain valid and enforceable.

17. Modifications

We may update these Terms at any time. Updates will be posted to this page, and continued use after changes means you accept the new Terms.

18. Governing Law

These Terms are governed by the laws of the State of Georgia, USA. Legal disputes must be brought in state or federal courts located in Georgia.